Best Investment Apps for Beginners in 2025

In 2025, investing has become more accessible than ever, thanks to a wide range of user-friendly apps designed for beginners. Whether you’re just starting your financial journey or looking to grow your portfolio, investment apps offer tools, insights, and automation to help you make informed decisions. This guide highlights the best investment apps for beginners in 2025, focusing on features, usability, and the types of investments they support. From stocks and ETFs to cryptocurrency and real estate, there’s an app for every kind of investor.

Features to Look for in an Investment App

When choosing an investment app, it’s essential to consider the features that align with your goals and experience level. Key features to look for include:

• Ease of Use: Intuitive interfaces that make navigating the app and executing trades simple for beginners.
• Low Fees: Apps with low or no fees for trading and account management to maximize your returns.
• Educational Resources: Built-in tools, articles, and tutorials to help you learn the basics of investing.
• Portfolio Tracking: Real-time tracking and analysis of your investments.
• Automation: Features like robo-advisors or automated savings to simplify investing.

Top Investment Apps for Beginners in 2025

1. Robinhood

Robinhood remains a popular choice for beginners in 2025 due to its simple, commission-free trading platform. It allows users to invest in stocks, ETFs, options, and cryptocurrency without paying transaction fees. The app’s user-friendly interface makes it easy to get started, and features like fractional shares let you invest with as little as $1.

Key Features:

• Commission-free trading
• Access to stocks, ETFs, and cryptocurrency
• Real-time market data
• Educational content for beginners

2. Acorns

Acorns is perfect for those who want to start investing passively. The app rounds up your everyday purchases to the nearest dollar and invests the spare change into diversified portfolios. It’s an excellent way for beginners to build wealth gradually without needing extensive financial knowledge.

Key Features:

• Automated micro-investing
• Diversified portfolios
• Retirement account options
• Low monthly fees starting at $3

3. Stash

Stash combines investment opportunities with educational tools, making it ideal for beginners. It offers access to a wide range of stocks and ETFs, along with guidance on building a personalized portfolio. Stash also includes banking features, such as a debit card that earns stock rewards.

Key Features:

• Invest with as little as $5
• Personalized portfolio recommendations
• Stock-Back® rewards program
• Educational resources and investment tips

4. Betterment

Betterment is a leading robo-advisor app, offering automated investment management tailored to your financial goals. It’s perfect for beginners who want a hands-off approach to investing. The app uses algorithms to optimize your portfolio based on risk tolerance and objectives.

Key Features:

• Automated portfolio management
• Tax-loss harvesting
• Goal-based investing
• Access to human financial advisors

5. Webull

Webull is another beginner-friendly app that offers commission-free trading for stocks, ETFs, and options. It provides more advanced tools than Robinhood, making it a great choice for beginners ready to dive deeper into market analysis. Webull also supports cryptocurrency trading.

Key Features:

• Commission-free trades
• Comprehensive market data
• Extended-hours trading
• Paper trading for practice

6. M1 Finance

M1 Finance combines the automation of robo-advisors with the control of self-directed investing. Users can create “pies” to allocate their funds across different investments. This app is ideal for beginners who want to customize their portfolios while benefiting from automation.

Key Features:

• Customizable investment portfolios
• No management fees
• Automated rebalancing
• Borrowing options for account holders

7. Public

Public stands out by combining investment opportunities with a social aspect. Beginners can follow experienced investors, join discussions, and learn from the community while investing in stocks, ETFs, and crypto. Fractional investing is also available.

Key Features:

• Social investing platform
• Fractional shares
• No commission fees
• Educational content and community discussions

8. Coinbase

For beginners interested in cryptocurrency, Coinbase is the go-to app. It offers an intuitive interface and educational resources to help users understand crypto investments. Coinbase also provides secure storage options for digital assets.

Key Features:

• Beginner-friendly interface
• Wide range of cryptocurrencies
• Educational resources
• Secure wallets for storage

9. Fundrise

Fundrise is an excellent option for beginners looking to invest in real estate without purchasing physical properties. It allows users to invest in real estate investment trusts (REITs) with as little as $10, making it accessible to almost anyone.

Key Features:

• Low minimum investment
• Diversified real estate portfolios
• Passive income opportunities
• Transparent fee structure

10. SoFi Invest

SoFi Invest is a comprehensive platform offering both active and automated investing options. It’s perfect for beginners who want flexibility and access to financial advisors. SoFi also provides educational content and additional financial tools, such as loans and credit monitoring.

Key Features:

• Commission-free investing
• Fractional shares
• Access to human advisors
• Comprehensive financial tools

Conclusion

In 2025, investment apps have made it easier than ever for beginners to enter the world of investing. Whether you prefer hands-on trading, automated management, or exploring new asset classes like cryptocurrency, there’s an app to suit your needs. Start by identifying your financial goals, researching the features of each app, and choosing the one that aligns with your preferences. With the right tools and a commitment to learning, you can confidently grow your wealth and achieve your financial dreams.

Tags: Investment Apps, Beginner Investing, Personal Finance, Financial Planning, Wealth Building